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Benefits of the combination of insurance, returns and tax saving
There are dangers of comparing financial products because each product is designed for different purpose and needs. But comparisons are tools to help us arrive at decisions that account for our needs...
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LiveMint on why blaming customers for insurance mis-selling is wrong
While there are people who put the blame on customers for making a wrong or uninformed choice with insurance products, Livemint believes that the agents need to take the blame. Read the Livemint...
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Aviva’s online business model contributes close to 15%+ of overall business
Aviva Life Insurance, today, announced that they have covered over 40,000 lives under Aviva i-Life, their online term plan, since its launch last year. To enhance the protection cover for their...
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Mis-selling in Insurance
LiveMint has a detailed report on how mis-selling of insurance products takes place in India. LiveMint also calculated that Rs 1.5 trillion was lost due to this mis-selling While it can be debated that...
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Guide on Life Insurance: Do’s and Don’ts
The content team at TheSimpleDollar reached out with their guide on life insurance and we are sharing it with you readers. Though it is written for an American audience, the principles of life...
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Innovative methods of fraud in Insurance selling
Here’s a modified excerpt of a conversation between an agent and a customer of life insurance product that PV Subramanyam details on his blog A new insurance method: Agent: Sir you have 3 policies of...
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How to control your health insurance expenses
A press note by Berkshire Insurance says that health care inflation has gone up to 18% leading to significant rise in medical care costs and making health insurance premiums expensive as well. Also, as...
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Pure Risk Cover Plans in India
Insurance plans are available under three broad categories. They are: 1. Term plans which cover the risk and are cheaper than the others. 2. The risk plus saving plans which give you some returns and...
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LIC fined by Consumer Court
TOI reports that LIC has to pay the woman a total of Rs 1.34 lakh. LIC was reprimanded by the Maharashtra State Consumer Disputes Redressal Commission said that it was extremely difficult to believe...
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Insurance Policy Returns: Fact & Fiction
While we have talked about how the benefit illustrations in insurance products are misleading, Subra explains lucidly the Investment projections and illustrations in this post. Excerpts: Sellers of...
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